Terms of use.

We want you to get a lot out of this year's update.

But there are a few things we need to tell you about the information that we've shared.

1. What's in these terms?

These terms tell you the rules for using this update.

2. Who we are and how to contact us.

The Trustee Directors of the T. Rowe Price UK Retirement Plan (‘Plan’) own this update and in these terms, and in this update, 'Trustee Directors' , 'we', 'us' and 'our' refer to the T. Rowe Price Retirement Plan Trustee Limited.

Our registered company number is 14175152 and our registered office address is at: Warwick Court, 5 Paternoster Square, London, EC4M 7DX.

You can contact us via Scottish Widows (the Plan’s administrator).

3. Information in this update.

The content in this update is provided for general information only. It is intended to give you current basic information about the Plan, at the time of sharing the update with you. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this update.

Although we’ve taken care to help to make sure the information in this update is accurate and up to date, we make no representations, warranties or guarantees, whether express or implied, that the content in this update is accurate, complete or up to date.

More information about the Plan is also available from Scottish Widows (the Plan’s administrator).

If there is a conflict between the Plan’s Rules and any information provided to you in this update, then the Plan’s Rules shall apply. We’ve taken care to make sure that the information we’ve shared is correct and up to date.

We’ve taken every effort to help make sure that the information we’ve shared with you in this update is correct and up to date at the time of distributing this update with you. But please be aware that if there’s a discrepancy between the content in this update and the Rules of the Plan, the Rules are legally binding.

4. We may suspend or withdraw access to this update.

This update is an information only digital update and is made available free of charge. We do not guarantee that this update, or any content on it, will always be available or be uninterrupted.

We may suspend or withdraw or restrict the availability of all or any part of this site at any time.

5. You are responsible for use through your internet connection.

You are also responsible for ensuring that all persons who access this update through your internet connection are aware of these terms of use, and that they comply with them.

6. How you may use material in our update.

We (and T. Rowe Price International Limited) are the owner or the licensee of all intellectual property rights in this update.

Those works are protected by copyright and other laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from this update for your own personal use.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of content in this update must always be acknowledged.

You must not use any part of the content in this update (including any documents that may be downloaded through it) for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy, download, share or repost any part of this update in breach of these terms of use, your right to use this update will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

This update contains a number of graphics provided by T. Rowe Price International Limited. You are not permitted to use them without our approval.

7. Links from this update.

Where this update contains links to other websites and resources provided by third parties (including to Scottish Widows, the Plan’s administrator), these links are provided for your information only. These links should not be interpreted as approval by us of those linked websites or information you may obtain from them.

We do not monitor or review the content of these other parties' websites or resources and we do not have any control over their content. Opinions expressed or material appearing on such websites are not necessarily shared or endorsed by us. We are not the publisher of such opinions or material and are not responsible for them.

8. Rules about linking to this update.

You may not create a link to any page of this update without our prior written consent.

To request our consent please contact us via Scottish Widows (the Plan’s administrator).

If we do not consent and you create a link to a page of this update, you do so at your own risk and the exclusions and limitations set out in these terms of use will apply to your use of this update by linking to it.

9. No text or data mining, or web scraping.

You shall not conduct, facilitate, authorise or permit any text or data mining or web scraping in relation to this update or any services provided via, or in relation to, this update. This includes using (or permitting, authorising or attempting the use of):

  • Any "robot", "bot", "spider", "scraper" or other automated device, program, tool, algorithm, code, process or methodology to access, obtain, copy, monitor or republish any portion of this update or any data, content, information or services accessed via the same.
  • Any automated analytical technique aimed at analysing text and data in digital form to generate information which includes but is not limited to patterns, trends and correlations.

This clause shall not apply insofar as (but only to the extent that) we are unable to exclude or limit text or data mining or web scraping activity by contract under the laws which are applicable to us.

10. We are not responsible for viruses and you must not introduce them.

We do not guarantee that this update will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform to access this update. You should use your own virus protection software.

You must not misuse this update by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to this update. You must not attack this site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We may report any such breach to the relevant law enforcement authorities, and we may co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

11. General.

If any of these terms of use is deemed invalid or unenforceable for any reason (including, but not limited to, the exclusions and limitations set out above) then the invalid or unenforceable provision will be severed from these terms of use and the remaining provisions will continue to apply.

We reserve the right to update or amend these terms of use.

Keep reading.

Three things to do now. Only have 10 minutes to spare? Make the most of your pension and check-in on these three important things.
Investment matters. Wondering how your investments are doing? Catch up on all things about the Plan’s investments, including some good news about a reduction in your investment charges and some recent changes.
All things pensions tax. Understanding the pensions tax rules means that you can make the most of any tax savings. Learn more about the latest pensions tax rules.
Explore more. There’s a whole world of information and tools out there to help you make the most of your pension. We’ve picked out what we think are the most helpful. Find out more about your pension.

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