1. What's in these terms?

These terms tell you the rules for using this Consultation hub.

2. Who we are and how to contact us.

SCR-Sibelco NV own this Consultation hub and in these terms, and in this Consultation hub, ‘Sibelco’, ‘we’, ‘us’ and ‘our’ refer to the Sibelco Group, a worldwide material solutions company with SCR-Sibelco NV as ultimate parent company and its subsidiaries.

3. Information in this Consultation hub.

The content in this Consultation hub is provided for general information only. It is intended to give you current information about the DC Section of the Sibelco UK Occupational Pension Scheme (the ‘DC Section’), the Sibelco UK Limited Group Stakeholder Pension Plan (the ‘Stakeholder Plan’) and the Legal & General WorkSave Mastertrust (the ‘L&G Mastertrust’), at the time of sharing the Consultation hub with you.

It is not intended to amount to financial advice (or otherwise) on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on this Consultation hub.

Although we’ve taken care to help to make sure the information on this Consultation hub is accurate and up to date, we make no representations, warranties or guarantees, whether express or implied, that the content on this Consultation hub is accurate, complete or up to date.

More information about the DC Section, the Stakeholder Plan and the L&G Mastertrust is also available from Legal & General.

We’ve taken every effort to help make sure that the information we’ve shared with you on this Consultation hub is correct and up to date at the time of distributing it. But please be aware that if there’s a discrepancy between the content in this update and the Rules of the DC Section, the Stakeholder Plan or the L&G Mastertrust, the Rules are legally binding.

4. We may suspend or withdraw access to this Consultation hub.

This Consultation hub is an information only digital notice and is made available free of charge. We do not guarantee that this Consultation hub, or any content in it, will always be available or be uninterrupted.

We may suspend or withdraw or restrict the availability of all or any part of this Consultation hub at any time.

5. You are responsible for use through your internet connection.

You are also responsible for ensuring that all persons who access this Consultation hub through your internet connection are aware of these terms of use, and that they comply with them.

6. How you may use material on our Consultation hub.

We (along with Legal & General) are the owner or the licensee of all intellectual property rights in this Consultation hub.

Those works are protected by copyright and other laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from this Consultation hub for your own personal use.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of content in this update must always be acknowledged.

You must not use any part of the content in this Consultation hub (including any documents that may be downloaded through it) for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy, download, share or repost any part of this Consultation hub in breach of these terms of use, your right to use this Consultation hub will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

7. Links from our Consultation hub.

Where this Consultation hub contains links to other websites and resources provided by third parties (including to Legal & General), these links are provided for your information only. These links should not be interpreted as approval by us of those linked websites or information you may obtain from them.

We do not monitor or review the content of these other parties' websites or resources and we do not have any control over their content. Opinions expressed or material appearing on such websites are not necessarily shared or endorsed by us. We are not the publisher of such opinions or material and are not responsible for them.

8. Rules about linking to this Consultation hub.

You may not create a link to any page of this Consultation hub without our prior written consent.

To request our consent please contact us.

If we do not consent and you create a link to a page of this Consultation hub, you do so at your own risk and the exclusions and limitations set out in these terms of use will apply to your use of this Consultation hub by linking to it.

9. No text or data mining, or web scraping.

You shall not conduct, facilitate, authorise or permit any text or data mining or web scraping in relation to this Consultation hub or any services provided via, or in relation to, this Consultation hub. This includes using (or permitting, authorising or attempting the use of):

· Any "robot", "bot", "spider", "scraper" or other automated device, program, tool, algorithm, code, process or methodology to access, obtain, copy, monitor or republish any portion of this update or any data, content, information or services accessed via the same.

· Any automated analytical technique aimed at analysing text and data in digital form to generate information which includes but is not limited to patterns, trends and correlations.

This clause shall not apply insofar as (but only to the extent that) we are unable to exclude or limit text or data mining or web scraping activity by contract under the laws which are applicable to us.

10. We are not responsible for viruses and you must not introduce them.

We do not guarantee that this Consultation hub will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform to access this Consultation hub. You should use your own virus protection software.

You must not misuse this Consultation hub by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Consultation hub, the server on which our Consultation hub is stored or any server, computer or database connected to this Consultation hub. You must not attack this site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We may report any such breach to the relevant law enforcement authorities, and we may co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Consultation hub will cease immediately.

11. General.

If any of these terms of use is deemed invalid or unenforceable for any reason (including, but not limited to, the exclusions and limitations set out above) then the invalid or unenforceable provision will be severed from these terms of use and the remaining provisions will continue to apply.

We reserve the right to update or amend these terms of use.